2021年全球疫情讓許多人的生活陷入困境，但是也有許多人晉身百萬富翁行列。新報(bào)告指出，去年美國又多了100多萬個(gè)百萬富翁，超10%的增長率創(chuàng)下近年新高，其中最富有的1%美國人財(cái)富增長了32%，這也使得美國的貧富差距進(jìn)一步擴(kuò)大。

The roaring stock market and crypto gains created more than a million new millionaires in the US last year, according to a new report.

新報(bào)告稱，去年的股市繁榮和加密貨幣升值在美國新創(chuàng)造出100多萬個(gè)百萬富翁。

The number of Americans with $1 million or more in investible assets surged to a record 14.6 million in 2021, up from 13.3 million in 2020, according to a report from wealth research firm the Spectrem Group.

財(cái)富調(diào)研公司斯佩特蘭集團(tuán)的報(bào)告指出，2021年，可投資資產(chǎn)超百萬美元的美國人數(shù)量從2020年的1330萬人飆升至創(chuàng)紀(jì)錄的1460萬人。

The growth rate of over 10% was the strongest in years, boosted by trillions of dollars in wealth created by the stock market, crypto and other assets.

超10%的百萬富翁增長率是近年來最高的，這得益于股市、加密貨幣和其他資產(chǎn)創(chuàng)造的數(shù)萬億美元財(cái)富。

"It was the strongest year ever for millionaire creation in all segments,” said George Walper, president of Spectrem Group.

斯佩特蘭集團(tuán)的主席喬治·瓦爾波說：“這是各領(lǐng)域百萬富翁最高產(chǎn)的一年。”

The wealth surge was strongest at the top. The number of Americans worth $25 million or more surged by 18%. There are now a record 252,000 Americans worth $25 million or more, up from 214,000 in 2020. By contrast, the number of so-called “mass affluent” investors — or those with between $100,000 and $1 million — grew by about 2%.

頂級(jí)富豪的增長是最迅猛的。身家超2500萬美元的美國人數(shù)量暴增了18%。身家超2500萬美元的美國人數(shù)量從2020年的21.4萬人達(dá)到了現(xiàn)在破紀(jì)錄的25.2萬人。相比之下，財(cái)富在10萬美元到100萬美元之間的所謂的“大眾富豪”投資者數(shù)量只增長了約2%。

The stock market was by far the largest engine of wealth creation for millionaires and the wealthy in 2021. The S&P 500 gained 27% last year, while the Nasdaq was up 21%. The wealthiest 1% of Americans gained over $3 trillion in stock-market wealth in 2021, according to Federal Reserve data.

美聯(lián)儲(chǔ)的數(shù)據(jù)顯示，迄今為止股市是2021年百萬富翁和其他富豪財(cái)富增長的最大驅(qū)動(dòng)力。標(biāo)準(zhǔn)普爾500指數(shù)去年增長了27%，而納斯達(dá)克指數(shù)增長了21%。2021年最富有的1%美國人的股市財(cái)富增長了超3萬億美元。

Crypto and other assets — such as NFTs, collectibles and real estate — also gained in value, adding to the wealth of the wealthy. The total market cap of crypto assets, despite wild swings in prices, gained $1.5 trillion last year to over $2.3 trillion, according to CoinGecko.

加密貨幣和其他資產(chǎn)也增值了，包括非同質(zhì)化代幣、收藏品和房地產(chǎn)，這讓富人的財(cái)富進(jìn)一步增加。CoinGecko的數(shù)據(jù)顯示，盡管價(jià)格波動(dòng)很大，但去年加密資產(chǎn)的總市值增加了1.5萬億美元，達(dá)到了逾2.3萬億美元。

Values of private-equity and venture-capital investments also surged. Since the wealthy can afford to put more of their money in investments, especially those with the highest risks and rewards, ultra-millionaires benefitted more than the mass affluent in 2021.

私募股權(quán)和風(fēng)險(xiǎn)資本的投資也大幅升值。因?yàn)楦蝗擞懈噱X可用于投資，尤其是那些高風(fēng)險(xiǎn)高回報(bào)的投資，所以2021年超級(jí)富豪的投資收益也比大眾富豪更多。

"The wealthy have the greatest exposure to the broadest investments,” Walper said. “It wasn’t just traditional liquid markets that did well last year. It was also alternative investments, real-estate investments and crypto.”

瓦爾波說：“富人可以廣泛涉獵各種投資。去年不只是傳統(tǒng)的流動(dòng)性市場表現(xiàn)出色，另類投資、房地產(chǎn)投資和加密貨幣的收益也不錯(cuò)。”

The wealth gains at the top also widened the wealth gap in the US. The share of wealth held by the top 1% grew to a record 32% last year, according to the Fed.

頂級(jí)富豪財(cái)富的增長也擴(kuò)大了美國的貧富差距。美聯(lián)儲(chǔ)的數(shù)據(jù)顯示，最富有的1%美國人擁有的財(cái)富在去年增長至創(chuàng)紀(jì)錄的32%。

Wealth experts say it’s unlikely that last year’s gains will be sustained in 2022, given soaring inflation, rising interest rates and a potential economic slowdown. Stock market declines have already started trimming the paper fortunes of investors. The Nasdaq is down 14.5% for the year, while the S&P is down 8.4%.

財(cái)富專家指出，考慮到通脹率暴漲、利率上升和可能發(fā)生的經(jīng)濟(jì)衰退，2022年或?qū)o法保持去年的財(cái)富漲幅。今年以來股市下跌已經(jīng)開始令投資者的利益受損。迄今為止納斯達(dá)克指數(shù)已下跌了14.5%，標(biāo)準(zhǔn)普爾指數(shù)下跌了8.4%。

"Every day changes, so it’s hard to predict where the year will wind up,” Walper said. “But the first few months of 2022 have already painted a different picture than 2021.”

瓦爾波說：“每一天都在變化，所以難以預(yù)測今年的財(cái)富走向如何。但是2022年開局的前幾個(gè)月已經(jīng)描繪出與2021年不同的圖景。”

英文來源：美國消費(fèi)者新聞與商業(yè)頻道

翻譯&編輯：丹妮